Personal Banking

Deposit Products

Retirement Accounts

Traditional Individual Retirement Account (IRA)

The traditional IRA offers tax-deferred growth which means you don't pay taxes on the earnings in your IRA until you withdraw them. Contributions may be completely or partly tax deductible depending on your income.

Roth IRA

Unlike the traditional IRA, contributions to a Roth IRA are not tax deductible. However, earnings grow tax free and withdrawals may be free from Federal Income tax as long as you are at least 59½, the account is at least 5 years old and you meet income eligibility guidelines.

Simplified Employer Pension (SEP) IRA

The SEP IRA is a retirement plan designed to benefit self-employed individuals and small business owners. SEP IRA benefits include: high annual contribution limits; discretionary and flexible annual contributions and minimal administration. SEP IRA plans can be established by a one-person business or by a business owner with employees.

Rediscover Local Banking

The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents.

Watch a Video

YouTube Disclaimer