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Terms of Use


Copyright and Trademarks©

Bank of Cape Cod 2006. ALL RIGHTS RESERVED. Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Bank of Cape Cod unless otherwise indicated. The name "Bank of Cape Cod" and our logo are our trademarks.

Use of Information and Materials

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Bank of Cape Cod’s website and systems including, but not limited to, unauthorized entry into Bank of Cape Cod's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.


This site may contain links to websites controlled or offered by third parties (non-affiliates of Bank of Cape Cod). Bank of Cape Cod hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party sites linked to this website. By creating a link to a third party website, Bank of Cape Cod does not endorse or recommend any products or services offered or information contained at that website, nor is Bank of Cape Cod liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Bank of Cape Cod and the third party website may provide less security than the Bank of Cape Cod website.

No Warranty

The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. Bank of Cape Cod does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including, but not limited to, the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will Bank of Cape Cod be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Bank of Cape Cod, or representatives thereof, are advised of the possibility of such damages, losses or expenses.


All information submitted to Bank of Cape Cod via this site shall be deemed and remain the property of Bank of Cape Cod and Bank of Cape Cod shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Bank of Cape Cod through this site. Nothing contained herein shall be construed as limiting or reducing Bank of Cape Cod's responsibilities and obligations to customers in accordance with Bank of Cape Cod’s Privacy Notice.


This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the Commonwealth of Massachusetts.

Electronic Mail

Electronic mail to Bank of Cape Cod may be delayed; therefore, if you need Bank of Cape Cod to receive information concerning your account immediately, you must contact Bank of Cape Cod in person or by telephone (i.e. stop payments, to report a lost or stolen card or to report unauthorized use of your account). Bank of Cape Cod shall have a reasonable period of time after receipt to act on requests or information you send by electronic mail.

Confirmation: Duty to Report Discrepancies

All transfers and electronic bill payments you authorize through Online Banking will be reflected on the appropriate account periodic statement. You acknowledge and agree that you are responsible for verifying the accuracy of all data transmitted to Bank of Cape Cod through Online Banking. It is your responsibility to review your periodic statement and promptly notify Bank of Cape Cod of any discrepancies.

Reporting Unauthorized Transactions

If you believe unauthorized transactions are being made from your accounts, please notify the Bank of Cape Cod Customer Information Center immediately at 508.568.2300.

Periodic Statements

Bank of Cape Cod will mail or deliver to you periodic statements for your Bank of Cape Cod accounts as disclosed in your deposit or credit agreements. Bank of Cape Cod will include any transfers or bill payments you authorize through Online Banking on your statements.


If any provision of this Agreement is found to be invalid or unenforceable under applicable law, said provision shall be ineffective to the extent of such invalidity only, without affecting the remaining provisions of this Agreement.


This Agreement may be amended at any time by Bank of Cape Cod and the revised information will be made available at the Bank of Cape Cod office and, in many cases, will be mailed or sent via electronic mail to you. You will be required to abide by these changes in future transactions.


Either party may terminate this Agreement by giving sufficient notice to the other party. Any transactions you have made prior to notice of termination will continue to be made until Bank of Cape Cod has had a reasonable opportunity to act upon the notice of termination. If Bank of Cape Cod terminates your access to Online Banking, Bank of Cape Cod reserves the right to immediately stop making transfers or payments from your account(s), including those you previously authorized.

Applicable Law

This Agreement shall be governed by and interpreted in accordance with the laws of the Commonwealth of Massachusetts where the principal office of Bank of Cape Cod is located. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective legal representatives, successors and assignees.

Remote Deposit Capture

Clients must comply with these Terms of Use and possess a valid Remote Deposit User Agreement to use the Bank of Cape Cod’s Remote Deposit Capture application.
The terms and conditions of any deposit account agreement, rules, regulations, schedule, signature card, credit agreement, including any disclosures made pursuant to such agreements, or authority executed by or made available to Customer are incorporated herein by reference. Credit agreements may include credit card agreements you have with Bank of Cape Cod. However, if there is any conflict or inconsistency between the terms and conditions stated in the other agreements and those of this Agreement, the terms and conditions of this Agreement shall control to the extent of such conflict or inconsistency. Some of the transactions permitted under this Agreement are governed by the Electronic Funds Transfer Act and some terms and conditions included in the Agreement are required by this Act.

Business Disclosures Updated 04_10_15

Personal Disclosures Updated 04_10_15

Electronic Funds Transfer Disclosures est09162014

Online Banking disclosures est09162014

NOTICE Traditional IRA Amendment as of 01-01-2015

NOTICE Roth IRA Amendement as of 01-01-2015


Rediscover Local Banking

The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents.

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