Deposit Rates1,3
Effective March 14, 2016
Admiral Savings
|
Balance Type |
Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield (APY)2 |
Minimum Daily Balance to Avoid Monthly Fees |
|---|---|---|---|---|
|
All Balances |
$10 |
0.15% |
0.15% |
No Fees |
Premier Money Market Savings
|
Minimum Daily Balance for APY |
Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield (APY)2 |
Minimum Daily Balance to Avoid Monthly Fees |
|---|---|---|---|---|
|
$0.01-$49,999.99 |
$2,500 |
0.10% |
0.10% |
$2,500 |
|
$50,000-$99,999.99 |
0.25% |
0.25% |
||
|
$100,000 and over |
0.50% |
0.50% |
Platinum Checking
|
Minimum Daily Balance for APY |
Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield (APY)2 |
Minimum Daily Balance to Avoid Monthly Fees |
|---|---|---|---|---|
|
$0.01-$1,499.99 |
$25 |
0.25% |
0.25% |
$1,500 |
|
$1,500 and over |
|
0.35% |
0.35% |
|
50+ Checking
|
Minimum Daily Balance for APY |
Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield (APY)2 |
Minimum Daily Balance to Avoid Monthly Fees |
|---|---|---|---|---|
|
$0.01 |
$25 |
0.10% |
0.10% |
None |
Convenience Checking
|
Minimum Daily Balance for APY |
Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield (APY)2 |
Minimum Daily Balance to Avoid Monthly Fees |
|---|---|---|---|---|
|
$0.01 |
$25 |
0.10% |
0.10% |
None |
Certificates of Deposit (Penalty for early withdrawal)
|
Type |
Minimum Opening Balance |
Interest Rate |
Annual Percentage Yield (APY)2 |
Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
|
3 Month |
$1,000 |
0.10% |
0.10% |
$1,000 |
|
6 Month |
$1,000 |
0.85% |
0.85% |
$1,000 |
|
9 Month |
$1,000 |
0.30% |
0.30% |
$1,000 |
|
12 Month |
$1,000 |
1.00% |
1.00% |
$1,000 |
|
13 Month |
$1,000 |
0.45% |
0.45% |
$1,000 |
|
15 Month |
$1,000 |
0.50% |
0.50% |
$1,000 |
|
18 Month |
$1,000 |
0.65% |
0.65% |
$1,000 |
|
24 Month |
$1,000 |
0.80% |
0.80% |
$1,000 |
|
30 Month |
$1,000 |
1.00% |
1.00% |
$1,000 |
|
36 Month |
$1,000 |
0.85% |
0.85% |
$1,000 |
|
48 Month |
$1,000 |
1.10% |
1.10% |
$1,000 |
|
60 Month |
$1,000 |
1.34% |
1.35% |
$1,000 |
Individual Retirement Account (Penalty for early withdrawal)
| Type | Minimum Opening Balance | Interest Rate | Annual Percentage Yield (APY)2 | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| 6 Month | $1,000 | .85% | .85% | $1,000 |
| 12 Month | $1,000 | 1.00% | 1.00% | $1,000 |
| 24 Month | $1,000 | .80% | .80% | $1,000 |
| 36 Month | $1,000 | .85% | .85% | $1,000 |
| 48 Month | $1,000 | 1.10% | 1.10% | $1,000 |
| 60 Month | $1,000 | 1.34% | 1.35% | $1,000 |
1 Rates are subject to change without notice after account is opened for all accounts except Certificates of Deposit; including IRA CDs.
2 Service fees may reduce earnings.
3 For rates on existing deposit accounts no longer offered, please contact Bank of Cape Cod at 508-568-2300.