Personal Banking

Loan Services

Personal Loans

Home Equity Line of Credit

A home equity line of credit is a form of revolving credit in which your home serves as collateral. You may borrow funds and repay them at your discretion.

 

Residential mortgages

Bank of Cape Cod offers a variety of residential home mortgages, from fixed rates to adjustable mortgages.

Mortgage Programs

 

Collateral Loan

This is an installment loan that enables qualified individuals to borrow for a specific period of time. The loan can be secured by a savings account or certificate of deposit and rates vary with the term and principal amount.

 

Auto/Boat Loans

With a Bank of Cape Cod auto or boat loan, qualified borrowers can finance new or used cars, boats, or motor homes.

 

Personal Line of Credit

A personal line of credit is a form of revolving debt that is tied to a personal checking account. Credit line limits are determined by an individual's credit profile.

Loan Products

Welcome to the Bank of Cape Cod’s loan page! Here you can find multiple loan options that were designed to meet your bold financial goals. We’re here to serve our customers and make the things they need the ones they can afford. Bank of Cape Cod provides:

Home Equity Line of Credit

A home equity line of credit is a form of revolving credit in which your home serves as collateral. You may borrow funds and repay them at your discretion. Use the money you get to cover any expenses, from home renovation to opening your own business. Make your home the key to your new opportunities with our:

  • Favorable interest rates on the amount you use only;

  • Flexible loan terms;

  • Interest-only draw period of 12 months;

  • Auto-payment option.

Residential Mortgages

Purchasing a home is usually a major investment. Therefore, we’re here to help you make an informed choice regarding your mortgage financing. Bank of Cape Cod offers a variety of residential home mortgages, from fixed rates to adjustable mortgages.

Learn more about our mortgage programs to choose the one that meets your needs.

Collateral Loan

When you need money fast but struggle with your credit difficulties, our secured loans are here to help. A collateral loan is an installment loan that enables qualified individuals to borrow for a specific period of time. The loan can be secured by a savings account or certificate of deposit, and rates vary with the term and principal amount. This option may be right for you if you:

  • Need one lump sum funding you can repay in installments;

  • Have less-than-ideal credit history;

  • Look for an option at low rates.

Auto/Boat Loans

With a Bank of Cape Cod auto or boat loan, qualified borrowers can finance new or used cars, boats, or motor homes. Discover our up to 90% financing with competitive rates varies with your vehicle year, principal amount, and your credit score. We also offer convenient payment plans with repayment terms of up to 84 months.

Personal Line of Credit

A personal line of credit is a form of revolving debt that is tied to a personal checking account. Credit line limits are determined by an individual’s credit profile. Access the money within your limits at any moment you need it without wasting time.

Student Loan

At Bank of Cape Cod, we offer flexible options for students and their families in order to help them finance their education. Use the loan amount to cover tuition costs or pay for any related expenses you may face. As higher education is the best investment, we strive to make it affordable to everyone who is on the way to a better future.

Vacation Loan

Take a break from your daily worries and enjoy your time off at the place you’ve always dreamed about. With a Bank of Cape Cod vacation loan option, you can cover all the expenses you may face during your vacation, from accommodation costs to food and fare.

 

Rediscover Local Banking

The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents.

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