Personal Banking

Deposit Products

Personal Checking Accounts*

We're good for you

Our Personal Banking service is designed with you in mind. We listen carefully so that we understand your unique banking needs then provide you with the best banking products and services.

Your trust and confidence is our goal and we vow that your banking experience will make you proud to say you are a Bank of Cape Cod customer. We make it a point to get to know our customers so don't be surprised if we greet you by name when you visit. When you call the bank you'll speak to a person, not a computer.

If this is the kind of exceptional client service  for which you are looking, Bank of Cape Cod is the right bank for you.

We are a true community bank with the decision-makers in our office, not at some faraway headquarters. When you need something done, we'll be there to make it happen.

Admiral Checking Account

This is our best interest-bearing checking account that will pay you a high rate of return on your deposits. Benefits include: no monthly maintenance fee if a $5,000 daily balance is maintained; unlimited transactions; free debit card, online banking and electronic bill pay.

Admiral Checking Rates

Totally Free Checking

An ideal account for many individuals that provides unlimited check writing, no monthly maintenance fee and your first order of checks is free!


NOW Checking

This is an interest-bearing checking account that provides unlimited check writing. If you maintain a minimum daily balance of $2,500 there is no monthly service fee.

NOW Checking Rates

Super NOW Checking

This is an interest-bearing checking account that rewards you for your overall relationship with the bank by providing you with money-saving benefits on various services. When you maintain a combined loan and deposit balance of $25,000, there is no monthly service fee.

Super NOW Checking Rates

Money Market Checking

This high yield account provides you with limited check writing. You may make up to 6 withdrawals per month without charge. The monthly service fee is waived if you maintain a minimum daily balance of $2,500.

Money Market Checking Rates


* Bank of Cape Cod complies with Massachusetts General Law Chapter 167D, Section 2 which prohibits state chartered banks from imposing a maintenance fee on checking and NOW account(s) of persons ages 65 or older and 18 years of age or younger. There is a registration procedure to qualify for such accounts. Contact Bank of Cape Cod more information.

Rediscover Local Banking

The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents.

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