Phishing usually comes in the form of fraudulent emails that appear to come from legitimate sources. These ask customers to verify personal information or link to counterfeit Web sites that appear real.
Urge you to act quickly because your account may be suspended or closed, or to update your personal information.Don't address you by name, but use a more generic one like "Dear valued customer."Ask for account numbers, passwords, Access IDs, or other personal information.
We will NEVER ask for sensitive information, such as account numbers, access IDs or passwords, via e-mail.
Identity theft occurs when someone acquires your personal information and uses it without your knowledge to commit fraud or theft. It is a serious crime and cases are growing. An all-too-common example is when an identity thief uses your personal information to open a credit card account in your name.
No matter how cautious you are, there is no way to completely prevent identity theft from occurring. But there are ways you can help minimize your risk. This page contains valuable information on how you can protect yourself by managing your personal information wisely, the warning signs of identity theft, and what to do if you do become a victim.
Order copies of your credit report once a year to ensure accuracy. You may call 1-877-322-8228 for a FREE credit report from any or all three credit reporting agencies. (The law allows credit bureaus to charge you up to $9.00 for an additional copy of your credit report.)
Make sure it is accurate and includes only those activities you have authorized.
By checking your report on a regular basis you can catch mistakes and fraud before they wreak havoc on your personal finances. Don't underestimate the importance of this step.
Equifax - www.equifax.comTo order your report, call: 1-800-685-1111To report fraud, call: 1-800-525-6285
Experian - www.experian.comTo order your credit report or report fraud, call: 1-888-EXPERIAN (397-3742)
TransUnion - www.transunion.comTo order your report, call: 800-916-8800To report fraud, call: 1-800-680-7289
Believe it or not, the number appearing on your caller id box may not be the true telephone number that the call is coming from. For a small fee, criminals can purchase technology that will allow them to display any phone number they want on your caller id!
A Spoofer would call an unsuspecting victim and have a local police department, court house, or some other municipal phone number appears on the victim's caller id. The Spoofer would go on to explain to the victim, that there is a problem and the victim has not reported to jury duty. The Spoofer would then go on to tell the victim, "Well, maybe I have the wrong person. Why don't you tell me your social security number and we can get this straightened out". The victim, convinced they are speaking with a trusted authority, is then tricked into giving their personal identification information to the Spoofer.
The scenario that the Spoofer uses may change, but the premise stays the same, they are attempting to scare you into giving them personal information. If you are ever contacted on the phone by someone asking for personal information, the best thing to do is hang up and call them back to verify they are who they say they are and that the phone number is accurate.
The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents.
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