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Personal Checking Accounts*

Admiral Checking Account

This is our best interest-bearing checking account that will pay you a high rate of return on your deposits.  Benefits include: no monthly maintenance fee if a $5,000 daily balance is maintained; unlimited transactions; free debit card, online banking and electronic bill pay.   >> Click here for rates

Totally Free Checking

An ideal account for many individuals that provides unlimited check writing, no monthly maintenance fee and your first order of checks is free!

NOW Checking

An interest-bearing checking provides unlimited check writing. If you maintain a minimum daily balance of $2,500 there is no monthly service fee. >> Click here for rates

Super NOW Checking

This is an interest-bearing checking account that rewards you for your overall relationship with the bank by providing you with money-saving benefits on various services. When you maintain a combined loan and deposit balance of $25,000, there is no monthly service fee. >> Click here for rates

Money Market Checking

This high yield account provides you with limited check writing. You may make up to 6 withdrawals per month without charge. The monthly service fee is waived if you maintain a minimum daily balance of $2,500. >> Click here for rates


* Bank of Cape Cod complies with Massachusetts General Law Chapter 167D, Section 2 which prohibits state chartered banks from imposing a maintenance fee on checking and NOW account(s) of persons ages 65 or older and 18 years of age or younger. There is a registration procedure to qualify for such accounts. Contact Bank of Cape Cod for more information.

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**NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS**