Personal Banking

Deposit Products

Deposit Rates1

Effective March 02, 2015

Admiral Savings

Balance Type

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Avoid Monthly Fees

All Balances

$10

0.15%

0.15%

No Fees

Money Market Checking

Minimum Daily Balance for APY

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Avoid Monthly Fees

$0.01-$2,499.99

$2,500

0.10%

0.10%

$2,500

$2,500-$9,999.99

 

0.10%

0.10%

 

$10,000 and over

 

0.25%

0.25%

 

Premier Money Market Savings

Minimum Daily Balance for APY

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Avoid Monthly Fees

$0.01-$49,999.99

$2,500

0.10%

0.10%

$2,500

$50,000-$99,999.99

 

0.25%

0.25%

 

$100,000 and over

 

0.50%

0.50%

 

NOW Checking

Minimum Daily Balance for APY

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Avoid Monthly Fees

All Balances

$2,500

0.10%

0.10%

$2,500

Super NOW Checking

Minimum Daily Balance for APY

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Avoid Monthly Fees

$0.01-$1,499.99

$100

0.10%

0.10%

$25,000 in combined balances

$1,500-$2,499.99

 

0.10%

0.10%

 

$2,500 and over

 

0.50%

0.50%

 

Admiral Checking

Minimum Daily Balance for APY

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Avoid Monthly Fees

All Balances

$5,000

0.50%

0.50%

$5,000

Certificates of Deposit (Penalty for early withdrawal)

Type

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)2

Minimum Daily Balance to Earn APY

3 Month

$1,000

0.10%

0.10%

$1,000

6 Month

$1,000

0.20%

0.20%

$1,000

9 Month

$1,000

0.30%

0.30%

$1,000

12 Month

$1,000

040%

0.40%

$1,000

13 Month

$1,000

0.45%

0.45%

$1,000

15 Month

$1,000

0.50%

0.50%

$1,000

18 Month

$1,000

0.65%

0.65%

$1,000

24 Month

$1,000

0.80%

0.80%

$1,000

30 Month

$1,000

1.00%

1.00%

$1,000

36 Month

$1,000

0.85%

0.85%

$1,000

48 Month

$1,000

1.10%

1.10%

$1,000

60 Month

$1,000

1.34%

1.35%

$1,000

Individual Retirement Account (Penalty for early withdrawal)

TypeMinimum Opening BalanceInterest RateAnnual Percentage Yield (APY)2Minimum Daily Balance to Earn APY
6 Month $1,000 .20% .20% $1,000
12 Month $1,000 .40% .40% $1,000
24 Month $1,000 .80% .80% $1,000
36 Month $1,000 .85% .85% $1,000
48 Month $1,000 1.10% 1.10% $1,000
60 Month $1,000 1.34% 1.35% $1,000

1 Rates are subject to change without notice after account is opened for all accounts except Certificates of Deposit; including IRA CDs.

2 Service fees may reduce earnings.

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The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents.

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